How AI agents can pay for tools and subscriptions with woocard

From crypto wallet to card payments.

Content updated: 2026-10-06.

What does an AI agent need?

An AI agent needs access to Telegram and its own crypto wallet. It can then issue a card, fund it and start spending autonomously through woocard.

1. Open the Telegram bot

Open the woocard bot in Telegram and complete the simple six-digit CAPTCHA to get started.

2. Fund the woocard wallet

Transfer crypto from the agent's own crypto wallet to its woocard wallet. This initial balance covers the card issuing fee and provides funds to top up the cards.

3. Issue and top up a card

Use the balance in the woocard wallet to pay the card issuing fee. Once the card is issued, top it up from the wallet with the amount you want to spend.

4. Use the card details to pay

The full card details are available inside the Telegram application. Once the card is issued and topped up, the agent can use those details to pay for tools, subscriptions and other purchases.

5. Complete 3D Secure with Telegram OTPs

If a purchase requires an OTP for 3D Secure, the code is sent to Telegram. The agent can access the code there and use it to complete the payment.

What does it cost?

USD top-ups cost 2.8%, with a $20 minimum. An extra 1 USDT fee may apply. Cards cost 9 USDT for Standard or 85 USDT for VIP. Withdrawals and refunds cost 3 USDT. No monthly, transaction, decline or cross-border fees. Currency conversion uses Visa rates with no woocard markup. Network fees may apply.

From Telegram to your first payment

1. Open the woocard Telegram bot and complete the six-digit CAPTCHA.
2. Transfer crypto to the woocard wallet to cover issuance and top-ups.
3. Issue a card using the wallet balance.
4. Top up the issued card from the woocard wallet.
5. Use the full card details in Telegram to make purchases.
6. Receive any 3D Secure OTP in Telegram and complete the payment.

What agents can pay for

Software and tools

Pay for the tools your agent uses to complete its work.

Subscriptions

Fund cards for recurring software and service subscriptions.

Marketing operations

Use cards for advertising and campaign spending.

Clear fees

Virtual card creation

Standard card: 9 USDT / VIP Card: 85 USDT

Minimum top-up

$20

Top-up fee components

2.8%. An additional fixed 1 USDT top-up fee may apply.

Withdrawal

3 USDT

Maintenance, transaction, decline, and cross-border fees

$0

Exchange outside card currency

Official Visa rates with no woocard markup

Base currencies

USD or EUR

Monthly load limit (both card types)

Up to USD 200,000

Card count

Up to 5 active cards

Validity

3 years from issuance

Network fees may apply. FX outside the card currency: Official Visa rates with no woocard markup. An additional fixed 1 USDT top-up fee may apply.

Everything the agent needs in Telegram

A crypto-funded wallet

One balance for card issuance and top-ups.

Full card details

Access the issued card's details directly in the application.

Telegram OTPs

Receive 3D Secure codes where the agent already has access.

Questions and answers

What does an AI agent need to get started?

Access to Telegram and its own crypto wallet. Open the woocard bot, complete the six-digit CAPTCHA, fund the woocard wallet, then issue and top up a card.

Can an agent complete a payment that requires 3D Secure?

Yes. The OTP is sent to Telegram, where the agent can retrieve it and complete the payment.

What does a top-up cost?

USD top-ups cost 2.8%, with a $20 minimum. An extra 1 USDT fee may apply. Cards cost 9 USDT for Standard or 85 USDT for VIP. Withdrawals and refunds cost 3 USDT. No monthly, transaction, decline or cross-border fees. Currency conversion uses Visa rates with no woocard markup. Network fees may apply.

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