How to Use Virtual Card Details for Daily Purchases
Learn how to use virtual card details for subscriptions, travel, and online shopping with crypto funding, clear fees, and controls in Telegram with ease.
From crypto to everyday spending
Crypto-funded virtual Visa spending inside Telegram. USD top-ups have a 2.8% fee, with no monthly maintenance fee.
Fund with crypto
USDT
USDC
TRON
ETH
BTC
Supported 
woocard is a brand, marketing and customer-acquisition partner and is not the provider or issuer of cards.
Spend crypto like with any card
Everything you need to issue, fund and manage your cards is right inside Telegram with the woocard Telegram app.
Issue cards
Issue and manage up to five active cards.
Crypto wallet
Transfer more than 18 different coins on 4 different networks directly to your wallet in woocard, and only top up your cards with the crypto you plan to spend.
Top up your cards
Top up crypto directly to your cards and have it available to spend in less than 60 seconds.
Card details
View your card details, issued billing address and PIN code right inside the application.
Swap crypto
Swap more than 18 coins to stablecoins with a 0.1% fee.
Terminate/Freeze your cards
If your card gets compromised, freeze or terminate it immediately inside the application.
OTP and 3D Secure
Get your OTPs and 3D Secure codes straight to Telegram.
Give your AI agent a way to pay.
With access to Telegram and its own crypto wallet, an AI agent can issue a woocard card, top it up and start spending autonomously. A 2.8% USD top-up fee, no monthly fee, and provider-set load limits.
Open woocard in Telegram
Open the bot and complete the simple six-digit CAPTCHA.
Fund your wallet and cards
Transfer crypto to your woocard wallet to cover card issuance and top-ups.
Start spending
Use the full card details in Telegram. Receive any 3D Secure OTP there too.
Get your card now Read the AI agent setup guide
From card issuance to payment verification, manage the entire flow inside Telegram.
Your card journey in Telegram.
Open the app
Open woocard in Telegram.
Name your card
Give your card a name.
Your card is ready
See confirmation when your card is created.
Top up your card
Choose how much to add to your card.
Start spending
Add your eligible card to Apple Wallet and tap to pay.
Fee comparison
Compare card fees.
| Product | Creation / funding | Top-up | Monthly | Purchase |
|---|---|---|---|---|
| woocard | 9 USDT Standard / 85 USDT VIP | 2.8% | $0/month | $0 |
| BingCardVirtual, Star, and physical cards | $20 to $40 virtual | 2% | $0/month | 0% |
| SolCard Virtual | $10 | 5% | $0/month | $0.30 |
| SolCard Platinum | $10 | 0% | $0/month | $0.30 |
| Laso.finance USA / Canada | 0% funding; $0 issuance | Non-reloadable | $0/month | $0 |
| Laso.finance International | 3.8% deposit | Non-reloadable | $0/month | $0 |
| E.pnVirtual card benefit tiers | $2 to $4 | 3% to 6.7% | $2 to $4/month | $0.20 to $0.30 |
What to know
- BingCard has a separate 2% deposit fee. Selected cards charge $0.50 for qualifying purchases under provider terms.
- Laso cards are non-reloadable, with funding paid at order.
- E.pn Standard is 6.7% top-up and $4 issuance. Its lowest tier, 3% and $2, is subject to the applicable grade requirements. Monthly service is separate.
All card comparisons woocard vs BingCard woocard vs SolCard woocard vs Laso.finance woocard vs E.pn
Card fees at a glance
See the fees and limits before you choose a card.
Calculate your top-up fee
Enter a load amount in USDT to calculate the 2.8% top-up fee for a virtual USD card.
Example load: 500 USDT. Percentage fee: 14.00 USDT.
Percentage fee only. An additional fixed 1 USDT top-up fee may apply. Network fees may apply. Card issuance and currency conversion are not included. Check the final provider quote before funding.
- Virtual card creation
- Standard card: 9 USDT / VIP Card: 85 USDT
- Top-up fee components
- Virtual USD: 2.8%. Standard EUR: 3.8%.
- Withdrawal
- 3 USDT
- Maintenance, transaction, decline, and cross-border fees
- $0
- Exchange outside card currency
- Official Visa rates with no woocard markup
- Base currencies
- USD/EUR
- Card count
- Up to 5 active cards
- Validity
- 3 years from issuance
Network fees may apply. FX outside the card currency: Official Visa rates with no woocard markup. An additional fixed 1 USDT top-up fee may apply.
Physical USD
Physical USD: Visa. Issuance 175 USDT. Top-up currency: USDT. Minimum top-up: 50 USD. Top-up fee: 0.5 USD + 2.5%. Per-transaction spending limit: $50,000. Monthly spending limit: $100,000. Yearly spending limit: $1,000,000. ATM withdrawal limit: 750 USD/day. ATM withdrawal fee: 1 USD + 2%. Validity: 36 months. Delivery time: 2 weeks.
Physical USD terms are separate from virtual card fees. The top-up calculator above estimates the virtual USD percentage fee only.
Frequently Asked Questions
Everything you need to know about woocard.
Join the Telegram Support GroupWhat cryptocurrencies can be used to load cards?
Cards can be funded with BTC, USDT, ETH, USDC, and other supported crypto assets. Funding is subject to sanctions and illicit-activity screening.
How long does it take to issue a card?
Virtual-card issuance takes under 60 seconds. Physical USD delivery time is 2 weeks.
Who operates the card service?
woocard is an affiliate referral service, not a card issuer, program owner, or card-service operator. Third-party providers are responsible for issuance, card operations, eligibility, crypto screening, funding, fees, sanctions, transaction, program, and geographic controls under applicable cardholder terms.
What information does woocard collect?
Email address and Telegram user.
Are identity checks required?
Eligible low-limit prepaid tiers may use simplified due diligence where permitted by law; provider compliance controls apply at all tiers. They screen crypto for sanctions, anti-money-laundering (AML) risks and links to illicit activity.
What is the validity period of the cards?
Cards are valid for 3 years from issuance.
What types of cards are available?
Standard virtual cards are available in USD and EUR without ATM withdrawals. VIP virtual cards are available in USD only with ATM withdrawals. Standard EUR top-ups cost 3.8%; virtual USD top-ups cost 2.8%. Physical cards are available in USD only on Visa, with an ATM withdrawal limit of 750 USD/day and an ATM withdrawal fee of 1 USD + 2%. Physical USD validity is 36 months and delivery time is 2 weeks. Physical USD top-ups cost 0.5 USD + 2.5%.
Which payment networks do the cards use?
The applicable card program and payment network determine supported merchants, locations, and programs. Confirm current network terms with the provider.
Can the cards be used for online payments?
Yes, at supported online merchants, subject to merchant, program, and jurisdiction restrictions.
Can these cards be used with PayPal?
woocard supports PayPal, WeChat Pay, and Alipay where those services and the card program are available.
Can woocard pay for OpenAI, Anthropic, Google and Meta subscriptions?
woocard cards can be used for eligible software subscriptions. OpenAI, Anthropic, Google and Meta are examples of services you may want to pay, not guaranteed acceptance or partnership claims. Acceptance depends on the merchant, account, region and card program; some services restrict virtual or prepaid cards. Confirm the service's payment requirements before funding a card.
Does woocard support Apple Pay and Google Pay?
Apple Pay and Google Pay are supported on eligible cards where the wallet, region and card program permit them. Add your card to a supported wallet for mobile payments; availability is not universal.
What does privacy-first signup mean?
woocard signup uses an active Telegram account. Eligible low-limit prepaid tiers may use simplified due diligence where permitted by law. Providers screen crypto for sanctions, AML risks and links to illicit activity. Review the Privacy Notice for how website and referral data are handled.
Is woocard suitable for high-net-worth individuals?
woocard offers provider-controlled funding for eligible Standard and VIP cards, which may suit high-value personal spending. A monthly load limit is not a guaranteed per-transaction spending limit. Provider controls, merchant authorization and source-of-funds checks still apply.
Can AI agents use woocard without passing KYC?
Eligible users and workflows must meet the provider’s current onboarding and compliance requirements. Simplified due diligence may apply to eligible low-limit prepaid tiers where permitted by law.
Can cards be used for advertising payments?
Cards may be used for eligible advertising payments when the activity is lawful and permitted by the platform and card program. Authorization can vary by platform, account, region, network, transaction, and time. Test a small amount before relying on recurring use.
See the controlled ad-spend workflow
What is the monthly load limit for the cards?
The monthly load limit is set by the provider for both virtual card types: Standard / Everyday Use and VIP, subject to applicable program controls. Physical USD spending limits are listed separately and are not loading limits.
Is there a monthly maintenance fee for the cards?
There is no monthly maintenance fee for virtual cards. Physical USD fees are listed separately.
What are the fees and limits?
Virtual card creation fees: Standard / Everyday Use 9 USDT; VIP 85 USDT. The USD top-up fee is 2.8%. An additional fixed 1 USDT top-up fee may apply. Minimum top-up: subject to current provider terms. Withdrawal/refund: 3 USDT. Maintenance, transaction, decline, and cross-border fees: $0. FX outside the card currency: Official Visa rates with no woocard markup. Base currencies: Standard USD or EUR; VIP USD only. Monthly load: provider-set load limits. Up to 5 active cards. Virtual card validity: 3 years. Network fees may apply. Current provider terms govern.
Are there any fees for unsuccessful transactions?
There is no fee for unsuccessful or declined transactions on virtual cards. Physical USD fees are listed separately.
How is crypto funding screened?
Crypto used to fund cards is screened for sanctions exposure and links to illicit activity. Prohibited funds are rejected or blocked.
Where is woocard unavailable?
Access and card use are not permitted from blocked countries or territories and may be blocked when a restricted location is detected. The current blocked list is: Afghanistan, Albania, Angola, Belarus, Bosnia and Herzegovina, Myanmar, Burundi, Central African Republic, Cuba, North Korea, Democratic Republic of the Congo, Ethiopia, Eritrea, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Ivory Coast, Kosovo, Lebanon, Liberia, Libya, Macedonia, Mali, Nicaragua, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Serbia, Sierra Leone, Venezuela, Yemen, Zimbabwe, Abkhazia, Nagorno-Karabakh, Northern Cyprus, Sahrawi Arab Democratic Republic, Somaliland, and South Ossetia.
Compare crypto card options
Review published terms and source notes for woocard and other crypto card products.
Your privacy is our priority
Standard signup uses an active Telegram account. Eligible low-limit prepaid tiers may use simplified due diligence where permitted by law. Website visits can involve technical logs, and optional analytics require consent. Telegram and the service provider process information under their own terms.
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A virtual Visa card lets you use USDT or USDC for eligible purchases. Learn how to create, fund, and manage a card in Telegram with clear costs upfront.
Check current eligibility
Open woocard in Telegram to review current terms.
Tell the world about woocard
Legal & compliance note
woocard is a marketing and customer-acquisition agency for a crypto card service provider. “Privacy first” refers to the simplified customer due-diligence model used for eligible low-limit prepaid tiers, where permitted by applicable law. It is not a claim that the crypto card service provider operates without a compliance program. The card service provider applies AML/CFT screening, sanctions screening and ongoing transaction monitoring at all tiers. If you are in a sanctioned jurisdiction or attempt to use the card for activity prohibited by card-network rules or local law, the service provider will deny service. See the woocard legal disclaimer and the crypto card service provider’s applicable terms and eligibility requirements.
review provider terms in Telegram