Virtual cards for ad spend

Separate the campaign budget from the blank check

Use a virtual-card workflow for eligible marketing operations, test authorization with a small amount, fund only the working budget, and reconcile the card against the campaign.

Check current eligibility in Telegram See complete fees and limits

No advertising platform or merchant is guaranteed to accept the card. Authorization and eligibility vary by platform, account, region, card program, network, transaction, and time.

A controlled ad-spend workflow

Separate cards can make campaign budgets easier to track. They do not bypass platform policies, account bans, billing controls, identity requirements, risk reviews, sanctions, or law.

  1. Map one card workflow to one client, campaign group, or budget owner.
  2. Check the platform's billing rules and current woocard eligibility.
  3. Create the card and make a small authorization test.
  4. Fund only the working amount after the test succeeds.
  5. Reconcile spend, fees, refunds, and remaining balance against the campaign.
  6. Stop or rotate the card according to current terms when the work ends.

Fee components before launch

USD card top-up components

The USD top-up fee is 2.8%. An additional fixed 1 USDT top-up fee may apply. Minimum top-up: $20. Network fees may apply. This is not a guaranteed all-in total.

Creation and withdrawal

Creation is 10 USDT for Standard / Everyday Use and 85 USDT for VIP. Withdrawal or refund is 3 USDT.

Confirm the selected currency

Base currencies are USD and EUR. FX outside the card currency: Official Visa rates with no woocard markup. Current provider terms govern.

Clear fees

Virtual card creation
Standard card: 10 USDT / VIP Card: 85 USDT
Minimum top-up
$20
Top-up fee components
2.8%. An additional fixed 1 USDT top-up fee may apply.
Withdrawal
3 USDT
Maintenance, transaction, decline, and cross-border fees
$0
Exchange outside card currency
Official Visa rates with no woocard markup
Base currencies
USD or EUR
Monthly load limit (both card types)
Up to USD 200,000
Card count
Up to 5 active cards
Validity
3 years from issuance

Network fees may apply. FX outside the card currency: Official Visa rates with no woocard markup. An additional fixed 1 USDT top-up fee may apply.

Who this workflow may fit

Performance teams

Teams separating approved campaign budgets.

Agencies

Agencies reconciling spend by client or budget owner.

Affiliate teams

Teams that comply with each platform's advertising and billing rules.

Questions and answers

Is woocard guaranteed to work with Google Ads, Meta, TikTok, or another platform?

No. woocard does not guarantee acceptance by any named platform or merchant. Authorization can vary by platform, account, region, card program, network, transaction, and time.

Can separate cards be used to bypass account restrictions or billing controls?

No. Separate cards are presented only as an internal budgeting and reconciliation tool. Do not use them to evade platform policies, bans, identity requirements, risk controls, sanctions, or law.

What does a $1,000 top-up cost?

A $1,000 amount alone does not establish a total fee. The USD top-up fee is 2.8%. An additional fixed 1 USDT top-up fee may apply. Minimum top-up: $20. FX outside the card currency: Official Visa rates with no woocard markup. Network fees may apply. These components are not a guaranteed all-in fee cap; current provider terms govern.

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