woocard vs SolCard: Product and Tier Differences in 2026
The short answer: SolCard Virtual and Platinum are separate products. Virtual lists $10 creation, 5% top-up, and a $10,000 monthly limit. Platinum lists $10 creation, 0% top-up, and a $100,000 monthly limit. Both list $0.30 purchases. Platinum lists Apple Pay and Google Pay with a 0.30% wallet fee, while Virtual has no wallet support.
woocard vs SolCard Virtual and Platinum, sources checked September 16, 2026
| Feature | woocard | SolCard Virtual |
|---|---|---|
| Monthly Limit / Maximum Load | USD 200,000 monthly load | $10K/month |
| Maintenance Fee | $0/month | $0/month |
| Top-Up Fee | 2.8%. An additional fixed 1 USDT top-up fee may apply. | 5% |
| Deposit Fee | $0 | Included in the 5% top-up |
| Withdrawal / Refund Fee | 3 USDT | $1 in USDT |
| Decline Transaction Fee | $0 | $0.15 |
| Purchase Fee | $0 | $0.30 per purchase |
| Cross-Border Fee | $0 | 2% international / FX |
| Exchange Fee (See Card Currency) | Official Visa rates with no woocard markup outside card currency | 2% international / FX |
| Apple Pay / Google Pay Fee | No woocard markup | No wallet support |
| Small Purchase Fee | $0 | $0.15 under $10 |
| Refund Fee | 3 USDT withdrawal/refund | 2% of refund |
| Base Currency | USD or EUR | USD |
| Card Creation Fee | Standard 10 USDT, VIP 85 USDT | $10 |
| Apple/Google Pay | Yes | No wallet support |
SolCard Virtual has a 5% top-up, a $10K monthly limit, USD base currency, and no wallet support. Its deposit line is included in the 5% funding charge.
| Feature | woocard | SolCard Platinum |
|---|---|---|
| Monthly Limit / Maximum Load | USD 200,000 monthly load | $100K/month |
| Maintenance Fee | $0/month | $0/month |
| Top-Up Fee | 2.8%. An additional fixed 1 USDT top-up fee may apply. | 0% |
| Deposit Fee | $0 | $0 |
| Withdrawal / Refund Fee | 3 USDT | $1 in USDT |
| Decline Transaction Fee | $0 | $0.15 |
| Purchase Fee | $0 | $0.30 per purchase |
| Cross-Border Fee | $0 | 2% international / FX |
| Exchange Fee (See Card Currency) | Official Visa rates with no woocard markup outside card currency | 2% international / FX |
| Apple Pay / Google Pay Fee | No woocard markup | 0.30% on Apple Pay / Google Pay transactions |
| Small Purchase Fee | $0 | $0.15 under $10 |
| Refund Fee | 3 USDT withdrawal/refund | 2% of refund |
| Base Currency | USD or EUR | USD |
| Card Creation Fee | Standard 10 USDT, VIP 85 USDT | $10 |
| Apple/Google Pay | Yes | Apple Pay / Google Pay |
SolCard Platinum has 0% top-up and deposit, a $100K monthly limit, USD base currency, and Apple Pay or Google Pay with a 0.30% wallet fee.
SolCard Virtual and Platinum fees
The current SolCard fee page lists $0.30 per purchase, 2% international or FX, $1 USDT withdrawal, $0.15 declined transactions, $0.15 for purchases under $10, and 2% refunds for both products. Card creation is $10 for both. The Virtual funding charge is 5%, and Platinum has no top-up or deposit charge.
Limits, currency, and wallet support
The SolCard limits page lists $10,000 per month for Virtual and $100,000 per month for Platinum. The overview uses USD as the base currency. Platinum supports Apple Pay and Google Pay with a 0.30% wallet charge. Virtual has no wallet support. woocard lists USD or EUR base currencies and wallet support where the provider and wallet authorize it.
Choose the product that fits
- Choose SolCard Virtual when its $10K monthly limit and 5% funding model fit the use.
- Choose SolCard Platinum when its $100K monthly limit and wallet support fit the use.
- Choose woocard when the reloadable workflow, USD 200,000 monthly load, or 3D Secure fit the need.
Frequently asked questions
Is woocard cheaper than SolCard?
The charging models differ. SolCard Virtual lists 5% top-up, while Platinum lists 0%. Both list $10 creation and $0.30 purchases. woocard's USD top-up fee is 2.8%, with a $20 minimum top-up. An additional fixed 1 USDT top-up fee may apply. Creation is 10 USDT Standard / Everyday Use or 85 USDT VIP, withdrawal/refund is 3 USDT, maintenance, transaction, decline, and cross-border fees are $0. FX outside the card currency: Official Visa rates with no woocard markup. Network fees may apply. These are not a guaranteed all-in fee cap. Current provider terms govern.
What are SolCard's monthly limits?
SolCard Virtual lists $10,000 per month and Platinum lists $100,000 per month. Confirm the current product terms before relying on a limit.
Does SolCard support Apple Pay and Google Pay?
SolCard Platinum supports Apple Pay and Google Pay with a 0.30% wallet fee. Virtual has no wallet support.
What are SolCard's purchase fees?
Both Virtual and Platinum list $0.30 per successful purchase, $0.15 for a declined transaction, and $0.15 for a purchase under $10. International or FX is 2%.
SolCard sources checked September 16, 2026: fee breakdown, monthly limits, product overview, and SolCard comparison. Product, region, and provider terms apply. Tell us on Telegram.
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Why we would choose woocard over SolCard
For everyday crypto-funded spending, we would choose woocard over SolCard. woocard offers a reloadable workflow, 2.8% USD top-up, $0 purchase and maintenance fees, and USD 200,000 monthly load capacity, with wallet use where the provider and wallet authorize it. An additional fixed 1 USDT top-up fee may apply.
SolCard Platinum may be the better fit for a 0% top-up, $10 creation fee, and wallet support, though it lists a $100,000 monthly limit and 0.30% wallet fee. Virtual lists a $10,000 limit, 5% top-up, and no wallet support. Subject to eligibility and current terms, woocard is the better fit when reloadability and $0 purchase fees matter.
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woocard is an affiliate referral service, not a card issuer, program owner, or card-service operator. We may earn a commission. Provider terms and eligibility apply.