woocard vs SolCard: Product and Tier Differences in 2026
The short answer: SolCard Virtual and Platinum are separate products. Virtual lists $10 creation, 5% top-up, and provider-set monthly spending limits. Platinum lists $10 creation, 0% top-up, and limits subject to the provider's current terms. Both list $0.30 purchases. Platinum lists Apple Pay and Google Pay with a 0.30% wallet fee, while Virtual has no wallet support.
woocard vs SolCard Virtual and Platinum: monthly spending-limit schedule current as of 15 August 2026
| Feature | woocard | SolCard Virtual |
|---|---|---|
| Monthly load capacity (woocard) / Monthly spending limit (SolCard) | Subject to current provider terms | Subject to current provider terms |
| Maintenance Fee | $0/month | $0/month |
| Top-Up Fee | 2.8%. An additional fixed 1 USDT top-up fee may apply. | 5% |
| Minimum Funding | Subject to current provider terms | Subject to current provider terms |
| Deposit Fee | $0 | Included in the 5% top-up |
| Withdrawal / Refund Fee | 3 USDT | $1 in USDT |
| Decline Transaction Fee | $0 | $0.15 |
| Purchase Fee | $0 | $0.30 per purchase |
| Cross-Border Fee | $0 | 2% international / FX |
| Exchange Fee (See Card Currency) | Official Visa rates with no woocard markup outside card currency | 2% international / FX |
| Apple Pay / Google Pay Fee | No woocard markup | No wallet support |
| Small Purchase Fee | $0 | $0.15 under $10 |
| Refund Fee | 3 USDT withdrawal/refund | 2% of refund |
| Base Currency | USD or EUR | USD |
| Card Creation Fee | Standard 9 USDT, VIP 85 USDT | $10 |
| Apple/Google Pay | Yes | No wallet support |
SolCard Virtual has a 5% top-up, provider-set monthly spending limits, USD base currency, and no wallet support. Its deposit line is included in the 5% funding charge.
| Feature | woocard | SolCard Platinum |
|---|---|---|
| Monthly load capacity (woocard) / Monthly spending limit (SolCard) | Subject to current provider terms | Subject to current provider terms |
| Maintenance Fee | $0/month | $0/month |
| Top-Up Fee | 2.8%. An additional fixed 1 USDT top-up fee may apply. | 0% |
| Minimum Funding | Subject to current provider terms | Subject to current provider terms |
| Deposit Fee | $0 | $0 |
| Withdrawal / Refund Fee | 3 USDT | $1 in USDT |
| Decline Transaction Fee | $0 | $0.15 |
| Purchase Fee | $0 | $0.30 per purchase |
| Cross-Border Fee | $0 | 2% international / FX |
| Exchange Fee (See Card Currency) | Official Visa rates with no woocard markup outside card currency | 2% international / FX |
| Apple Pay / Google Pay Fee | No woocard markup | 0.30% on Apple Pay / Google Pay transactions |
| Small Purchase Fee | $0 | $0.15 under $10 |
| Refund Fee | 3 USDT withdrawal/refund | 2% of refund |
| Base Currency | USD or EUR | USD |
| Card Creation Fee | Standard 9 USDT, VIP 85 USDT | $10 |
| Apple/Google Pay | Yes | Apple Pay / Google Pay |
SolCard Platinum has 0% top-up and deposit, limits subject to the provider's current terms, USD base currency, and Apple Pay or Google Pay with a 0.30% wallet fee.
SolCard Virtual and Platinum fees
The current SolCard fee page lists $0.30 per purchase, 2% international or FX, $1 USDT withdrawal, $0.15 declined transactions, $0.15 for qualifying purchases under provider terms, and 2% refunds for both products. Card creation is $10 for both. The Virtual funding charge is 5%, and Platinum has no top-up or deposit charge.
Limits, currency, and wallet support
SolCard's primary fee schedule, current as of 15 August 2026, lists provider-set monthly spending limits for Virtual and limits subject to the provider's current terms for Platinum. Its main product page agrees. The overview uses USD as the base currency. Platinum supports Apple Pay and Google Pay with a 0.30% wallet charge. Virtual has no wallet support. woocard lists USD or EUR base currencies and wallet support where the provider and wallet authorize it.
Choose the product that fits
- Choose SolCard Virtual when its provider-set monthly spending limits and 5% funding model fit the use.
- Choose SolCard Platinum when its current monthly spending terms and wallet support fit the use.
- Choose woocard when the reloadable workflow, provider-set load limits, or 3D Secure fit the need.
Frequently asked questions
Is woocard cheaper than SolCard?
The charging models differ. SolCard Virtual lists 5% top-up, while Platinum lists 0%. Both list $10 creation and $0.30 purchases. Virtual USD top-ups cost 2.8%, subject to current funding requirements. An extra 1 USDT fee may apply. Virtual cards cost 9 USDT for Standard or 85 USDT for VIP. Virtual card withdrawals and refunds cost 3 USDT. Virtual cards have no monthly, transaction, decline or cross-border fees. Currency conversion uses Visa rates with no woocard markup. Network fees may apply.
What are SolCard's monthly limits?
SolCard's 15 August 2026 fee schedule sets product-specific controls for Virtual and Platinum, consult current provider terms for spending limits. The main product page agrees. These are spending limits, unlike woocard's monthly load capacity. Funding and program controls remain subject to current terms. Confirm the current product terms before relying on a limit.
Does SolCard support Apple Pay and Google Pay?
SolCard Platinum supports Apple Pay and Google Pay with a 0.30% wallet fee. Virtual has no wallet support.
What are SolCard's purchase fees?
Both Virtual and Platinum list $0.30 per successful purchase, $0.15 for a declined transaction, and $0.15 for a purchase under $10. International or FX is 2%.
SolCard monthly spending limits follow the primary fee schedule current as of 15 August 2026: Virtual provider-set monthly spending limits, Platinum limits subject to the provider's current terms, subject to applicable program controls. These are spending limits, not woocard's monthly load capacity. Funding and program controls remain subject to current terms. The main product page agrees. The older July 2026 help article gives different limits and is not used for these monthly-limit figures. This schedule date applies only to SolCard, not to other competitors. Other SolCard fee details retain the sources checked September 16, 2026: fee breakdown, older onboarding help (not the current monthly-limit source), product overview, and SolCard comparison. Product, region, and provider terms apply. Tell us on Telegram.
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Why we would choose woocard over SolCard
For everyday crypto-funded spending, we would choose woocard over SolCard. woocard offers a reloadable workflow, 2.8% USD top-up, $0 purchase and maintenance fees, and provider-set load limits, with wallet use where the provider and wallet authorize it. An additional fixed 1 USDT top-up fee may apply.
SolCard Platinum may be the better fit for a 0% top-up, $10 creation fee, and wallet support. It lists limits subject to the provider's current terms and a 0.30% wallet fee. Virtual lists provider-set monthly spending limits, 5% top-up, and no wallet support. Subject to eligibility and current terms, woocard is the better fit when reloadability and $0 purchase fees matter.
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