AI-agent payment controls

Give automated workflows a budget, not a blank check

Plan eligible operational payments with a virtual card: set the working amount, fund only what the task needs, monitor transactions, and stop or rotate the card when the task ends.

Check current eligibility in Telegram See complete fees and limits

AI-agent workflows are a secondary use case. The applicable provider controls eligibility, identity checks, funding routes, and merchant authorization. woocard does not operate those services.

A bounded workflow

  1. Define the task, merchant category, maximum working amount, and stop condition.
  2. Check current eligibility and create the card workflow.
  3. Test with the minimum practical amount before relying on the payment route.
  4. Fund only the working amount needed for the task.
  5. Monitor authorizations and reconcile the card against the task or campaign.
  6. Stop, rotate, or reuse the card according to current terms when the task ends.

Where the model may fit

Software and API purchases

Eligible, approved software and API purchases with a defined task budget.

Test environments

Staging environments and controlled vendor payments with capped budgets.

Marketing operations

Transactions where the advertising platform and card program permit the payment.

Clear fees

Virtual card creation
Standard card: 9 USDT / VIP Card: 85 USDT
Minimum top-up
$20
Top-up fee components
2.8%. An additional fixed 1 USDT top-up fee may apply.
Withdrawal
3 USDT
Maintenance, transaction, decline, and cross-border fees
$0
Exchange outside card currency
Official Visa rates with no woocard markup
Base currencies
USD or EUR
Monthly load limit (both card types)
Up to USD 200,000
Card count
Up to 5 active cards
Validity
3 years from issuance

Network fees may apply. FX outside the card currency: Official Visa rates with no woocard markup. An additional fixed 1 USDT top-up fee may apply.

Built for bounded operations

A clear job

One card workflow tied to a specific operational purpose.

A known budget

A working amount that can be funded and reconciled against the work.

A defined endpoint

A stop, rotate, or reuse decision once the work is complete.

Operational safeguards

  • Use allowlists or approval rules in the surrounding workflow when available.
  • Keep card details and bot access out of prompts, logs, screenshots, and public repositories.
  • Never use the card workflow to bypass a merchant policy, account restriction, identity check, billing control, sanction, or law.
  • Treat declines and review requests as stop signals, not obstacles to evade.

Questions and answers

How does the provider handle eligibility and identity checks?

The applicable provider determines eligibility and any identity checks. woocard does not perform those provider operations. AI-agent workflows remain subject to provider, card-program, merchant, and geographic controls.

Does woocard guarantee payment at a specific API, SaaS tool, or merchant?

No. Authorization depends on the merchant, account, region, card program, network, transaction, and time. Test a small amount before relying on recurring operations.

What does a top-up cost?

woocard's USD top-up fee is 2.8%, with a $20 minimum top-up. An additional fixed 1 USDT top-up fee may apply. Creation is 9 USDT Standard / Everyday Use or 85 USDT VIP; withdrawal/refund is 3 USDT; maintenance, transaction, decline, and cross-border fees are $0. FX outside the card currency: Official Visa rates with no woocard markup. Network fees may apply. These are not a guaranteed all-in fee cap. Current provider terms govern.

See the controlled ad-spend workflow